Banking & Finance
42 articles found
Using SAFE Agreements for Startups in Armenia
Traditional equity investment requires company valuation, share transfers, and corporate amendments — all of which may slow down urgent funding rounds. This is why many startups consider using a SAFE agreement (Simple Agreement for Future Equity). A SAFE allows investors to provide funding now in exchange for the right to receive shares in the future, …
How Armenian Companies Receive International Payments (USD/EUR/Wise/Stripe)
Armenia has become an increasingly attractive destination for IT companies, startups, and service-based businesses working with clients around the world. As more Armenian entrepreneurs enter global markets, understanding how to receive international payments in USD and EUR becomes essential for smooth operations and sustainable growth. Whether you are a registered Company or a sole proprietor …
Hiring Employees in Armenia: Contracts, Taxes, Payroll Step-by-Step
Hiring employees in Armenia is a regulated legal process governed primarily by the Labor Code of the Republic of Armenia and related tax legislation. Whether you are a local startup, foreign-owned company, or expanding international business, it is essential to structure employment relationships correctly from day one to avoid fines, tax exposure, and labor disputes. …
IT Company Tax Regime in Armenia
The IT industry in Armenia is one of the most developed and progressive sectors in the Caucasus region. This growth is largely driven by the favorable conditions created for IT professionals and companies. Over the years, Armenia has introduced targeted tax incentives and government support programs to encourage both local specialists and foreign professionals to …
Can a Foreigner Start a Business in Armenia?
Armenia has one of the most open foreign investment regimes in the region, allowing 100% foreign ownership in most sectors, simple company registration procedures, and relatively low taxes for small and medium-sized enterprises. This guide explains the real steps, required documents, timeline, and legal requirements for foreigners starting a company in Armenia in 2026. How …
How Chinese Entrepreneurs Can Register a Company in Armenia in 10 Days
简体中文摘要 中国企业家可在亚美尼亚约10个工作日内完成公司设立、银行开户与居留规划。本文概述流程、税务、居留及常见风险。 Armenia is becoming a practical relocation and expansion base for Chinese founders who want faster incorporation, lower operating costs, and a workable route into Eurasian and wider international markets. Foreign investors are generally entitled to treatment no less favorable than local investors under Armenia’s foreign investment framework, and Armenian LLC registration is supported through …
Armenia-China Double Tax Treaty: How to Reduce Dividend Withholding from 10% to 0% via Luxembourg
中文摘要 中亚双重征税条约：股息预扣税10%（直接路线）可通过卢森堡中间控股结构降至0%。附完整结构图说明。 The Double Tax Treaty between the Republic of Armenia and the People’s Republic of China (in force since 2005, DTT) limits withholding tax on dividends paid from an Armenian company to a Chinese shareholder to 5% (Article 10, §2(a)) — an improvement over the 10% domestic rate. However, with the right intermediate holding …
How to Open an Armenian Bank Account as a Chinese Citizen (2026 KYC Walkthrough)
中文摘要 中国公民在亚美尼亚开设公司银行账户：KYC流程详解，推荐Ameriabank，首次提交批准率高，附完整文件清单。 Opening a corporate bank account in Armenia as a Chinese beneficial owner is achievable — but requires significantly more preparation than the company registration itself. Armenian banks operate under FATF standards and apply enhanced due diligence (EDD) to companies with beneficial owners from jurisdictions on FATF’s grey or enhanced monitoring lists. China is …
Armenia Work & Residency Permit for Chinese Citizens (2026 Document Checklist)
中文摘要 中国公民在亚美尼亚申请工作许可证和居留许可，最快10天，无语言测试，无积分要求，费用约195美元。 Armenian work and residency permits for Chinese citizens involve no language test, no points system, and no minimum investment threshold. If you have incorporated a company in Armenia (or have an employment offer from an Armenian employer), you can obtain a Temporary Residency Permit and work permit within 10 business days via the …